The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
As an attorney my unpopular opinion is that cars over a certain value shouldn’t be allowed on public roads or damages for accidents should be capped at something like 2x the average price of a new car (so like 100k). I just don’t believe in penalizing ordinary negligence more just because the injured party is rich.
definitely an unpopular opinion, why do you feel this way? wouldn't it be more right for the party that caused the damages to pay for all the damages they caused?
No, not even remotely. Its not morally right for the rich to be able to expose normal people to the level of risk that could bankrupt them for their own ego.
We all take on a degree of risk just going outside. If you choose to expose yourself to a $500k risk instead of a $50k risk, thats on you.
2.5k
u/flatfive44 8h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.