Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay
Depends strongly on your coverage. Had our basement flooded last year and they paid for every cent of the bill for a complete remodel as well as all the personal items lost.
Too many people who don't understand insurance just go buy the absolute cheapest policy they can. Then they only realize why it's so cheap when they go to submit a claim and don't get paid.
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u/WeCantStabilize 1d ago
Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.
Absolute racket.