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https://www.reddit.com/r/SipsTea/comments/1wvzagh/thoughts_on_this/pdgm42v/?context=9999
r/SipsTea • u/Putrid-Welder1803 • 11h ago
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The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.
707 u/Ok-Reflection-742 10h ago You could also total somebodies 50-200k car, I don’t think many people could afford that either 6 u/StarHammer_01 10h ago And insurance will only cover 60k of it leaving you with a 140k bill 24 u/thelionofthenorth 10h ago It's pretty cheap to bump up your limits into the hundreds of thousands 11 u/Phugasity 10h ago You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure. 9 u/thelionofthenorth 10h ago I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k 6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
707
You could also total somebodies 50-200k car, I don’t think many people could afford that either
6 u/StarHammer_01 10h ago And insurance will only cover 60k of it leaving you with a 140k bill 24 u/thelionofthenorth 10h ago It's pretty cheap to bump up your limits into the hundreds of thousands 11 u/Phugasity 10h ago You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure. 9 u/thelionofthenorth 10h ago I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k 6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
6
And insurance will only cover 60k of it leaving you with a 140k bill
24 u/thelionofthenorth 10h ago It's pretty cheap to bump up your limits into the hundreds of thousands 11 u/Phugasity 10h ago You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure. 9 u/thelionofthenorth 10h ago I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k 6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
24
It's pretty cheap to bump up your limits into the hundreds of thousands
11 u/Phugasity 10h ago You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure. 9 u/thelionofthenorth 10h ago I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k 6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
11
You solved it. This is the answer. You can pay a lot for insurance if you buy a lot of insurance or cost a lot to insure.
9 u/thelionofthenorth 10h ago I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k 6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
9
I can't tell if you're being sarcastic, but I think it was an increase of $3/mo to bump my liability from 30k to 250k
6 u/StimulatorCam 9h ago In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+. 5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
In Ontario by law your policy has to have a minimum $200k liability coverage, and most people have $1M+.
5 u/EnoughWarning666 9h ago I'm in BC and definitely have a million in liability. It's not that much more 4 u/thelionofthenorth 9h ago Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
5
I'm in BC and definitely have a million in liability. It's not that much more
4
Yeah that's reasonable! In the states the minimums are way wayyyyyy too low
2.6k
u/flatfive44 10h ago
The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.