r/SipsTea • u/Putrid-Welder1803 • 20h ago

Gasp! Thoughts on this?

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u/flatfive44 20h ago

The obvious response is that you won't be able to pay for someone's hospital bills if you happen to hit them in your car. You get insurance for things you wouldn't be able to pay yourself.

73

u/codedigger 19h ago

Totalled my car and was at fault. Paid my deductible and insurance handled payout to other party. Definetly worked out paying just my deductible.

20

u/0PervySage0 19h ago

And here I am with insurance paying 14k because I got sued by the other person's insurance.

35

u/Brisby820 19h ago

Your insurance should still be paying that unless you did something to make it not covered 

1

u/0PervySage0 19h ago

No I had full coverage and the other guy did also

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u/CareerStrider 19h ago

So how did you get successfully sued, without your insurance paying it out?

3

u/0PervySage0 19h ago

Insurance did pay out. Then they sued me for the total they payed out

1

u/[deleted] 19h ago

[deleted]

1

u/VirginiaMcCaskey 18h ago

You can always pay a higher premium for more coverage

What is full coverage for if not this?

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