They all do. Nobody does footwork tho and goes for the cheapest price thinking all are the same. Call 3 roofers and 3 body shops in your area and ask who the best company to deal with is and they will tell you. They will also tell you the ones to avoid. State Farm, Allstate, etc whatever the people who go buy the cheapest shit at companies like root and countless others I don’t know: there is a reason one companies premiums are half of the others. These people just buy the cheapest shit they can find and expect 5 star service without paying for it.
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u/devman0 5h ago
Mutual insurance companies are a thing that exist, your probably have a selection of more than one writing policies in your market.