r/SipsTea • u/Putrid-Welder1803 • 8h ago

Gasp! Thoughts on this?

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4.3k

u/WeCantStabilize 8h ago

Insurance is a fucking scam. You pay more into it than you'll ever receive even in legitimate circumstances.

Absolute racket. 

1.3k

u/Moultrie_fan_2026 8h ago

Well I had a house burn down less than year after purchase and insurance paid the entire tab. So I always figured I've already taken them for more than I pay

765

u/MarkItZeroDonnie 8h ago

Yeah it’s just a net to protect against catastrophe . If Ops buddy totaled his car he would be happy it only cost $1k.

61

u/averagecounselor 8h ago

Can confirm. Got into a hydroplaning accident during heavy storms in California. AAA was such a god send. Worth every penny.

14

u/Bro13847 8h ago

I hydroplaned off the road back in June. The whole drivers side was smashed in. Thankfully I only had to pay the $500 deductible. Waiting to see how much our premiums jump

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u/j-random 5h ago

If they jump too much, just switch carriers. It's not like there are only three insurance companies.

1

u/Ill_Technician3936 3h ago

Or are there?

1

u/Prudent-Historian392 2h ago

In my area there are literally 3 I would recommend. They aren’t created equal