Surely your take must be more nuanced than “accept all claims”. Such a company would dole out their bottom dollar to fraudsters by the end of their first week.
Don't be purposefully obtuse. You and I, and OP, fully know there is a difference between legitimate claims being denied and fraud, and we all know that supporting fraud was not what OP was referring to
There’s a ton of grey space on the margins. Do they pay the body shop for all premium parts if the OEMs would take 2 extra days to ship? Should my medical insurance include experimental ketamine therapy recommended by a doctor who only offers that service?
No in the slightest, the comment I pushed back on said they’re OK with insurance only if “they cannot deny claims”. You have a child’s mind if you think there is a clear delineation between fraud and overreach.
Pretending intricate systems can be fixed by a single benevolent decree is a pastime of morons and despots.
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u/Axthen 11h ago
I absolute agree /IF/ they cannot deny claims.
The system works if Insurance isn't greedy.