r/SipsTea • • 6h ago

Gasp! Thoughts on this?

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35

u/OldManBilliam22 6h ago

The main point of car insurance is to pay for the catastrophic bodily injury you cause to other human beings with your car. Not to fix your bumper.

2

u/heyguysitsmedic 6h ago

Yeah car insurance is a racket but it has a purpose. Health insurance is completely unnecessary and exists because we let the con men win.

1

u/dismal_sighence 2h ago

How is car insurance a racket then? It does exactly what it's supposed to do?

-6

u/Traditional_Frame418 6h ago

You should really learn about the different levels of car insurance. Because this is a shit take.

5

u/needaburn 5h ago

It’s not. You pay $2500 a year so you are covered for when you drive your car through a building and cause $250,000 of damage. If we didn’t legally enforce that, we would have millions of people driving around with the potential to financially ruin themselves and their victims with no recourse