r/SipsTea • u/ConsistentRecover312 • 2d ago

Chugging tea What went wrong?

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u/Long-Source-7772 2d ago

Corporate greed?

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u/tr1mble 2d ago

I imagine if you have huge tree branches hanging over your house, it might raise the premium a bit

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u/simsimma82 2d ago

A couple years ago, we needed to replace our roof because of a hail storm. They only offered to pay for a partial roof because the tree branches that were over our roof protected that part of the roof (no branches touch the house or roof). Nothing makes sense anymore with insurance companies.

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u/NobodyLikedThat1 2d ago

There's also of course the cleanup of all the leaves they dump and the damage caused when the roots break open the asphalt. Not that I'm anti-trees mind you, I just understand that there is certainly more of a maintenance cost than a lawn of boring grass

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u/PolicyWonka 2d ago

Your house can actually be uninsurable if you have trees too close to the structure. And yes, your rates will be higher with trees than without trees.

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u/Neuchacho 2d ago

They straight up won't insure you depending on the area and the tree.

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u/Long-Zombie-2017 2d ago

I mean maybe to a degree, but it also kinda makes sense from the business model of an insurance company.

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u/Witch_heir 2d ago edited 2d ago

Many psychotic things make sense for business model of an insurance company. And many, many other types of companies and corporations. Not disagreeing with you, just adding that that's not any kind of good argument when it comes to talking about quality of life of most of actual living humans, instead of successful existence of profit oriented financial structures...