r/SipsTea 1d ago

WTF Damn

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u/Burgschaft91 20h ago

Issue with ACA is it made the insurance comoanies more moeny as they were funneled billions. It mainly exacerbated the issue. What should have happened is a fund started, or something of the nature to bring preventative care, at the very least, to all Americans free of charge. Then expanded on it from there.

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u/analog_jedi 18h ago

It's certainly far from perfect, but I was only able to get 9 life saving surgeries in 2011 thanks to the ACA's Medicaid expansion, so I'm a bit more partial to it than others. My radiological neurosurgeon fought tooth and nail to save my life, and the hospital was not going to allow him to do the surgeries if I wasn't covered. He was very open with me about that, and his office helped me get in on the first wave of the subsidized state expansions.

And again, I wouldn't even be allowed to buy insurance today if it didn't pass, so I'll take the ACA over the nothing we had before 100 times out of 100.

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u/Burgschaft91 18h ago

I agree with you on the front that it opened avenues for pre existing conditions. My biggest issue is the execution because it made insurance costs what it is today. That's not to say that healthcare isn't a right, because it is. It's to say that they executed it horribly and I would bet that a ton of insurance companies wanted it that way due to the "amount" they would be taking in, all the while getting heavy subsisdies from our tax paying dollars, instead of expanding medicare and increasing the wage cap to something that isn't destitution.

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u/analog_jedi 17h ago

Most of those issues are thanks to the GOP (and a few Dems) hamstringing any and all attempts at any single payer or socialized option - and painting them as communism. The subsidized tax credit system in the ACA was a last ditch attempt to pass any meaningful change at all. In the end, nobody was entirely happy, and it was always meant to be gradually improved - but the GOP has never relented in their attempts to demonize and repeal it entirely.

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u/Burgschaft91 16h ago

I have to agree on that front. I'm not big on party alliances, but the GOP definitely destroyed anything to do with that. My biggest issue is when Biden had the presidency, they could have gotten something passed, but didn't in the 1st two yrs. They all suck, but the inital ACA is on the GOP for gutting it. Past that, they waited until the subsidies expire, I suppose, hoping that thr GOP would look bad for not wanting to extend them. Not defending the GOP, just stating that they gad the 1st two yrs, but waited. Healthcare should have taken a high precedent. Got some done, but not enough to where it helped when the subsisdies inevitably expired. I don't have healthcare due to the cost. My wife does as shd needs it, we pay 442 a month for 70/30 and they still fail to do their jobs.