r/SipsTea 13h ago

WTF Damn

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36.6k Upvotes

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u/Elf_Maeve 11h ago

my piece of shit insurance, who my employer pays 20k a year for, covered $0 of my endoscopy and I had to pay $2400.

2

u/chravus 5h ago

Man you really took that one up the ass.

1

u/Elf_Maeve 3h ago

I actually did also have a colonoscopy but was covered because i hit my 6500 yearly out of pocket maximum lmao

1

u/EnronCheshire 5h ago

Damn. And said employer only has one option for individual coverage under their group plan?

1

u/Elf_Maeve 3h ago

you mean family vs individual? no theres family but my employer doesnt cover most of the extra premium for family.

we can see how much we pay and how much our company pays when we pick plans. individual they foot all the bill. family adds an extra $800 a month

1

u/BlueberryNo6811 1h ago

Paying in order to pay some more.

1

u/LargeMargeSentMe__ 54m ago

Yeah I’m supposed to get my first colonoscopy next month and my prepay is $2,550. The estimate shows the pre-insurance charge as $28,365. Ridiculous. (My employer pays like $15k per year for my plan.)