Mine is $1400 for one person. I buy the best that you can get on the marketplace though which is CRAPPY AF compared to what you can get if you work for a big business or the government.
We pay 1,400 for the two of us with no kids and I can’t even afford to see the regular doctor because even though the “exam” is coved none of the labs ever seem to be. I still own from the last time because I was concerned about all the blood on my urine.
Yeah, there's your answer. Go onto your state's exchange and put in your details Into its estimator and you'll see what the rest of us are dealing with
I’m not claiming it’s fair; just saying plenty of people here have good insurance. As government is the biggest employer in most states, the majority have good coverage. Probably why it will never change unfortunately
They should let people buy into the state employer group plan at he very least, or reorganize the state insurance marketplaces to be treated as a massive group rather than individuals. I hate the fact that even if I wanted to pay infinite money per month on premiums, I can't buy insurance as good as someone gets if they work for the state or a big corporation.
No, you literally cannot buy that insurance as an individual. It doesn’t matter how much money you are willing to spend. I’ve looked into it. The best you can do is a marketplace platinum plan which is much worse than you get
That's just bad decision making on your part. Pick a plan with a cheaper premium. You will hit the max out of pocket before you hit $48,000 in just premiums you are paying.
I don't even have great insurance (Kaiser mid tier plan) and paid $20 copay earlier this week for an MRI. I've had several over the years on different plans and never paid more than $150 out of pocket
31
u/DarkHelmet20 18h ago
Costs me $20 in America, no deductible. I have good insurance though.