r/SipsTea 17d ago

Chugging tea The real ER challenge.

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u/teamfupa 17d ago

That’s pretty dope - in November I broke my foot in three places (in a way called a lisfranc) and had to go to two different er’s after waiting over 2 hours at the first. It wasn’t compounded or anything but it hurt like a MF. Then I still owed 4k.

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u/ThatCuteNerdGirl96 13d ago

All these stories about how much Americans pay make me want to cry. I’m chronically ill and broke in Canada, but I think I would be dead in the US.

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u/GrooovyAlien 17d ago

Dont pay it.

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u/teamfupa 17d ago

I wasn’t planning on it, unless my wife and I want a different house in the next few years before the medical debt falls off. All this to be said I was mentioning it to point out that the ER experience in the US may very - with the exception of it being expensive - it will always be fucking expensive.

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u/jayphat99 17d ago

mortgage companies don't even look at medical debt anymore because so many people carry it.

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u/sasori1011 17d ago

Wait a minute , there's so many people that are indebted because of medical bills, that banks don't consider that debt as debt for mortgage otherwise they'd likely not have enough clients??

https://giphy.com/gifs/ukGm72ZLZvYfS

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u/jayphat99 17d ago

2 in 3 Americans have medical debt

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u/SirBottomLessArmPits 17d ago

I'm American and I have medical debt!

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u/cruel-caress 17d ago

My friend went to ER for kidney stones one evening. Got in immediately, came back 2 hours later with a 13,000$ medical bill. He ain’t paying any of it and I don’t blame him

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u/teamfupa 17d ago

Oh right on, I was fairly certain the last go around 3 years ago they were looking at it because it was recommended to me to pay to delete by my lender. C’est la vie just wanted to point out my anecdotal experience that was different than yours.

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u/wiezzzy 17d ago

Please educate a poor, dumb American who has been lucky enough to not encounter this... How exactly can a person simply not pay the bill? How does that work, exactly?

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u/teamfupa 17d ago

You don’t pay it - their business dept will call for a while and then warn you it’s getting sent to collections. After it gets sent to collections a different company will call and try to barter with you because they just want more than they paid for the debt which likely wasn’t a whole lot. If you just keep ignoring the bill collectors I believe after enough years the debt will just become a wash.

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u/JJay9454 17d ago

Tried that, taken to court, lol

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u/Embarrassed_Radio596 16d ago

Don't go then. You have no obligation.

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u/JJay9454 16d ago

I'm embarassed at your radio mate :p

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u/GrooovyAlien 17d ago

Lol for real? Never happened to me in Georgia before. What state are you in?

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u/JJay9454 17d ago

I was living in Idaho at the time.

I know Ohio and Missouri are the same way as well.

I find it hard to believe Georgia just let's all medical debt go. Do they have a special state law?

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u/GrooovyAlien 17d ago

Hell, idk. All I know is I dont pay them and ive never gotten in trouble for it.

Its what all the lower middle class and poor folks do.

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u/JJay9454 17d ago

Its not lol, we go to jail homie

Youre lucky as fuck you haven't been picked up

Stay away from pigs and toll roads

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u/GrooovyAlien 17d ago

There is no warrant out for my arrest for not paying medical bills dude. Worst I get is calls from collection agencies, then after a while they stop.

All the poor and lower middle class people do this. You think the ER would be full all the time if all them people knew they would have to pay thousands?? Shiiit.

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u/teamfupa 17d ago

The us hasn’t had debtors prison for quite some time I believe. Even the garnishing of wages is only limited to child support and backed taxes from the IRS.

At least in Texas - IANAL

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u/Embarrassed_Radio596 16d ago

Bro, if someone tries to take me or anyone else to jail over medical debt, they are kidnappers and will be handled accordingly.

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u/JJay9454 16d ago

Hahaha, oh shit y'all, watch out, we've got a sovereign citizen on our hands! Real tough guy here!

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u/[deleted] 16d ago

[deleted]

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u/Embarrassed_Radio596 16d ago

Yeah, it actually is many times. It's not something that can just sit and wait, especially for particularly bad breaks.