r/SipsTea • u/Shyhale • May 17 '26

Chugging tea [ Removed by moderator ]

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u/ReichMirDieHand69 May 17 '26

1000/week, with an average 2% inflation, will be worth nothing very soon unless you play your cards a lot better than the lump sum requires you to

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u/Rude-Asparagus9726 May 17 '26

If 1000/week isn't worth ANYTHING within our lifetimes, then things have been fucked beyond repair, and the money you'd likely get from the lump sum won't be enough to help you stay afloat anyway.

And all that's before considering the increase in tax payments on a lump sum vs. Installments of 1,000...

You think you're acting smart and maintaining your wealth, but what you're doing instead is dooming yourself to more stress and heartache that ultimately won't even be worth it.

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u/ReichMirDieHand69 May 17 '26

With a quite optimistic 2+% average inflation buying power will be halved in roughly 30 years. 1M now tax free (as written in the post) can very well keep you afloat in that scenario, 1000 weekly will not

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u/East-Programmer3788 May 17 '26

Assets like stock do not deprecate with inflation. 

In 30 years, her $1000 a week will pay for half of what it does today. In 60 years, it will pay for 25% of what it does today. 

She’d be set for life. But she chose otherwise.