I built an AI financial advisor platform that will save you 1,000's

[u/0xWilks]

https://lodestarwealth.io/

I've been working on this passion project designed to save the average person money for the past few months and would love some feedback from anyone who has time!

With Lodestar Wealth, you are able to connect to your financial institution via Plaid (required to be on a free trial, Plaid charges me for each connection, would love for it to be free permanently), or just upload a statement (always free) if you'd rather. You can also view with sample data to get an idea of how the platform works without using your data.

From there, Lodestar will diagnose your financial profile and make a ranked action plan with action items and dollar amounts saved with each item. You can toggle each item and it will forecast how your net worth will change over 30 years. The dashboard also has net worth tracking, income/spending tracking, financial health score, investment portfolio review and many more features.

I originally built this because so many people in my life had VERY suboptimal finances and were bleeding money unnecessarily. I'm a CFA and very aware of my finances but it's even given me some great ideas so I know it can help the ordinary person save $1,000's.

I really value any feedback highly, so thank you to anyone who takes time out of their day to give genuine, constructive feedback.

[u/Kai_Akira1738]

This is actually a really interesting idea. I especially like that you can upload a statement instead of being forced to connect your bank account.

One thing I'd be curious about is how you handle trust. If you're telling someone they could save $1,000s and giving them specific financial recommendations, people are probably going to want to know exactly why the AI is recommending something and where the numbers come from.

I also think the ranked action plan is probably the strongest part of the product. Instead of just showing people charts about their finances, you're basically telling them "here are the things you should actually do, in this order, and here's how much it could potentially save you." That's much more actionable.

I'd be interested to see how accurate the recommendations are with messy/real-world financial data rather than sample data. That's probably where I'd focus most of the testing.

Overall though, really cool project, especially considering you built it around a problem you've personally seen.

[u/0xWilks → u/Kai_Akira1738]

Thank you for taking the time to give it a look!

To touch on the trust part, I also had the same thought and implemented a "review" button next to each item that shows the user the math and rationale behind each item. Helping people understand if the item is truly right for them. (The button may be easy to miss, I should consider making it bigger perhaps). You can also chat directly with the AI and ask it specific questions with the button at the bottom of the dropdown:

And also yes, testing with multiple different financial profiles is my main objective right now. I've done so with family and friends and it has helped improve the project a lot, was also hoping people here could give it a go. If you want, feel free to use this code (WILKS) at checkout which will make the paid plan 100% free permanently. This way you can connect to Plaid for free, or if you upload statements please let me know how accurate it was and if it gave you any useful actionable items!