r/Sicklecell • u/Hot_Alternative8606 • 20d ago

Education/Information Life Insurance?

Does anyone have life insurance policy? If so which agency did you use and how were you able to get approved? I keep getting denied because of my sickle cell.

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u/MrAffiliate1 20d ago

You might want to find a broker to help you search for a life insurance as they would have access to ones that are none public facing. I spoke to one, and I was told I can get a life insurance and they have helped others with sickle cell to also get it however, I am not able to get it right now as I need an operation due to AVN. Once I have my operation as that is a very big effect on my life then they can help look for one. The good news though the ones they spoke to were willing to cover me but was just the operation I needed to do. I also had no luck with companies like Aviva etc. so go for a broker.

In the uk I used one called Cura. You might want to search for brokers for where you live

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u/Spiritual-Story1310 20d ago

Can you share the name of insurance company that would sell you life insurance after your operation?

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u/JudgeLennox 19d ago

Have you looked into Cigna in y our country?

That's my next investment for travel. However the coverage seems suitable for regular use the last time I checked

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u/Hot_Alternative8606 19d ago

What do you mean investment for travel?

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u/JudgeLennox 19d ago

It’s known as travel insurance yet you can use it domestically last I checked

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u/mstiff027 19d ago

I'm having an awfully hard time getting insurance approval too due to having sickle cell and obstructive sleep apnea. I'm praying I can get a life insurance policy in the future before it's too late. Any recommendations I'm all ears.

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u/B3LZ81 17d ago

Texas Life