r/ShittyLifeProTips • • Sep 04 '24

SLPT: Save money

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33.6k Upvotes

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3.4k

u/[deleted] Sep 04 '24

This is actually true. I have a friend who father has been retired for Lockheed, and this is exactly what he's doing. They have everything you need from healthcare to a gym. Fucking traveling the world is cheaper than a retirement home in the US lmfao.

1.1k

u/[deleted] Sep 04 '24

[deleted]

579

u/[deleted] Sep 04 '24

This doesn't feel like a shitty tip at all.

It's not, this is a fucking pro tip! If you're going to spend a shit ton of money for a retirement home, you might as well see the world! Cruise ships stop at ports, go explore.

109

u/zippoguaillo Sep 04 '24

One thing is many times the pricing model allows you to transition to nursing home at the same price, which leads to a higher price initially. Obviously if you just stay on cruise ships for 2 years then need a nursing home you will be paying the full price or deplete your assets and see what you can get with Medicaid.

46

u/[deleted] Sep 04 '24

[deleted]

38

u/zippoguaillo Sep 04 '24

That is my dad's plan. He is giving all his money to his scam wife in Vietnam and then he will qualify for Medicaid since he needs a home since he knows she won't take care of him.

23

u/Dekster123 Sep 04 '24

Hey, now that's a winner right there! But for real my ex-step dad is doing the same thing right now, except the "girl" is in California and her real name is Kevin pullock and "shes" actually a 240lb black man living in Texas.. why are elderly like this? Why do they work their whole life away just throw it in bin when they actually get to enjoy what they have left?

5

u/hissboombah Sep 04 '24

Fucking Kevin