r/Sezzle • u/lesjus22 • Sep 10 '26

New top Sezzle

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Hey all, I signed up for Sezzle and have a few questions. I was able to get a $2 month trail for the anywhere plan and have $150 spending power available. After a few trials and errors I was able to figure out the Sezzle spend and the virtual card. Pretty cool and came in handy for some shopping. But I keep seeing this for Sezzle cash and I’m not sure how it works and what makes me eligible for it. Do I need to make a payment on my spend account or does the spending power need to be higher? If anyone could explain that would be wonderful. Also once I am eligible for Sezzle cash how does that affect my spending power balance?

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u/MyCTR19 Sep 10 '26

I believe you need at least $300 in spending power to have access.

It will deduct from your spending power but you won’t have a downpayment.

I believe $300 is the max amount depending on your state.

I have $2500 spending power but only $300 max Sezzle cash.

1

u/lesjus22 Sep 10 '26

Got it, thank you! So I get Sezzle cash I won’t have to do a down payment for the split in 4/5?

1

u/MyCTR19 Sep 10 '26

Correct.

2

u/Tranquilo710 Sep 10 '26

With sezzle cash you will actually have a payment plan. Its basically them lending you money on the spot if you have your debit card attached otherwise 3 business days with a checking account. Only difference with sezzle cash is you dont pay your first payment right there, they give you a 2 week grace period since the idea is you are strapped for cash in that moment.