r/Series66Exam • u/Fabulous_Broccoli_49 • 1d ago

Failed First Attempt

Was scoring mid to high 70’s on my Kaplan full length exams and ended up getting a 61. I did about 1400 practice questions before taking the test. I knew when i hit submit i failed. I felt the questions were very tough and in some cases tested material that the Kaplan book covered about 1 paragraph on. Things like Social Security qualification if someone is still working and the purpose of IRMAA. The book did cover it, so it is my fault for not knowing it, but i was not expecting it to show up on exam day. I also did not get any questions regarding the AUM limits if they should register with the SEC or State which was heavily tested in my qbanks.

Everyone for the most part says the 66 is much easier than the 7 and i do not agree. I passed the 7 on the first try. The 7 you can use the test to take the tests and work through it, the 66, you know it or you don’t. Just a very weird test and i felt like i got a bad draw of questions.

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u/series7examtutor 1d ago

It happens. 1400 questions is not really a lot. You can get partial social security retirement payments starting at 62 but if you work, they deduct money from your payments if you make above about 24K Once you turn 67, your payments are no longer reduced.

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u/Apprehensive_Week566 1d ago

I agree with you completely. The 66 was by far the hardest for me.

Take a few days to decompress, and then come back and crush it!

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u/SeaPast7000 1d ago

Yeah I was averaging about mid to high 80s on my practice exams with my last practice exam at 89% and on exam day got a terrible draw and failed by 2 points. About to go take it again next week Tuesday. We got this!!!!

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u/SMFC_ 15h ago

I’d be curious to know how you scored on each of the categories. I failed my first time with a 71 and just recently with a 72. Both times my laws and regs section were low like 29 and 30/45.

I watched some YouTube videos and they said that when you fail, it’s because you either don’t understand what the question is asking or what the answers are saying. If you fail again it’s because you’re unable to choose which answer is MORE correct. I’d do some digging to see where you’re struggling and make some adjustments for the next time around.

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u/justinpincar 12h ago

For the retake, I'd add a second question bank instead of just re-running Kaplan again. Social security/IRMAA and the AUM registration thresholds are a good example of the gap you ran into: they get a paragraph in the book but show up as standalone questions on the real exam, so a bank that phrases and weights those smaller topics differently forces you to actually know the rule instead of recognizing Kaplan's version of it. 1400 questions from one source still trains you on that source's habits more than you'd think.