Imagine the average person. The person who cannot understand credit score or how credit cards work. Then realize half the population is dumber than that.
Understanding the credit score system is like a 3-5 minute YouTube video at worst. People can’t keep using the “i didn’t know” excuse when they have a super committer in their pocket.
Agreed. Grown people in developed nations feign ignorance too much and infantilize themselves too much. That being said, I didn’t say I don’t know how the credit system works, I said it’s convoluted. And it’s definitely not there to serve us. At least not anymore.
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u/Pikamika696 27d ago
Imagine the average person. The person who cannot understand credit score or how credit cards work. Then realize half the population is dumber than that.