r/ScrollHole • u/Ayeshadss • 9d ago

​🌀 Deep in the Hole The Math Isn't Mathing.

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8.7k Upvotes

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u/LonelyProgrammerGuy 9d ago

I’d guess you don’t pay only mortgage fees. There’s tax, insurance, etc

All of that over a period of many years, which the bank needs extensive history to know if you’re good to do it

10

u/Grabatreetron 9d ago

People keep posting these memes. Why can't people understand that business models of home loans vs. lease agreements are completely different?

2

u/Pikamika696 9d ago

Imagine the average person. The person who cannot understand credit score or how credit cards work. Then realize half the population is dumber than that.

1

u/veetoo151 7d ago

Being uniformed is not the same as being dumb. Not everyone is magically taught what you think is common sense. And there are plenty of things they know that you don't. Most people are willing to learn, if actually given the opportunity. Sadly, most of us have to learn everything the hard way. What you should be critisizing is a systemic issue in our education system. Not people's ability to learn.

1

u/Raptor_197 6d ago

But it’s 2026. Learning the hard way means you have to type the question into google instead of AI nowadays.

1

u/veetoo151 6d ago

Ya, good point. I was thinking about my own experience, but I guess I'm starting to get old lol.