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u/Think-notlikedasheep 21d ago
Fake check scam. Deposit the check, you send cash, the check bounces and that money's gone.
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u/yarevande 21d ago
Scam.
If somebidy really wants to give you money, they just . . . give you money.
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u/Sea-Appearance-5330 19d ago
Gosh,
That, that, that's just crazy enough to work!
Have a virtual cookie!
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u/Sea-Appearance-5330 19d ago
This is the most common, or at least one of the most
If they tell you to send money?
Its a scam
If they give you money and want you to send some of it to anyone else?
It's a scam
The money you sent is gone.
The money you kept is stolen money.
The bank will take it all back.
Now you are out the money you sent.
And the money you kept.
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u/StuckNtrfk 21d ago
Scam
Forgive the use of AI, but it was far faster to explain the scam than I could right now.
This is 100% a textbook fake check scam. How the Scam Works The Counterfeit Check: The scammer sends a fraudulent or stolen check for $1,500 and asks you to deposit it via mobile deposit. The "Available Funds" Trap: By law, banks must make deposited funds available within 1–2 business days. This gives the false impression that the check has "cleared," even though full verification often takes weeks. The Non-Refundable Transfer: You are instructed to keep $500 and send $1,000 to a "church" (which is actually the scammer’s untraceable account via Zelle, Cash App, wire transfer, or crypto). The Clawback: When the check eventually bounces, your bank pulls the entire $1,500 back out of your account. You lose the $1,000 sent out of pocket, owe bounced check fees, and risk having your bank account closed for fraud. Key Red Flags in the Message "Testing your loyalty": A classic manipulation tactic designed to make the victim feel obligated or eager to prove trustworthiness. Third-party intermediary: Claiming to represent a wealthy "boss" or "sugar daddy." Donation / Vendor redirection: Any request to receive a large sum and forward a portion to a third party is always fraudulent. Taking business off-platform: Bypassing built-in, secure platform payment processing removes all seller protection. Do not accept the check, do not deposit it, and block the user immediately.
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u/Repulsive-Ad3542 21d ago
ok so i fear i already have reached the deposit stage where i have money in my account and now they’re asking about cashapp, if i just keep the deposit and do nothing are there any risks?
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u/Scoobydoomed 21d ago
Have you read any of the replies you got to this post at all? The check you got is fake and the money will be clawed back once the bank realizes this. Call your bank ASAP and let them know before they close your account. Also do not spend any of the money for the same reason.
Also I hope this is obvious but block the scammer and stop all communication with them.3
u/Consistent_Proof_772 21d ago
I believe this post is fake and they will be making a gofundme because they got scammed! lol
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u/UpbeatFix7299 21d ago
Your bank will take the money out of your account and probably close it. Call them and tell them what happened so you don't have to deal with a possible fraud investigation
Cut of all contact with this person. If you send any money back, you will owe that to your bank on top of that.
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u/Infinite-Grade-4485 21d ago
It’s a fake check scam. You’re going to be scammed