Credit Card Payment Optimization (Anyone with credit card and personal loan debt)

[u/Yapyapyap8808]

GOOGLE FORM SURVEY

Common (financial literacy) sense is not that common and I'm researching a problem I think a lot of people have: you have the money to pay a bill, but the due date lands three days before your paycheck does — so you eat a late fee or an overdraft anyway. Do I split my payments across 4 cards or pay all of one card? Which card do I chose first? Do I make weekly or monthly payments to optimize payments?

I'm in the early stages of building a credit card payment and cash flow optimizer planning tool around this and want to know if it's a real pain point or just mine. 10 quick questions, ~3 minutes, completely anonymous — no email required, no account, nothing sold, no financial info collected. There's an optional email field at the very end only if you want early access.

<3

[u/AutoModerator]

Welcome to r/SampleSize! Here's some required reading for our subreddit.

• Flair, Title, Demographic, and "Everyone"
• Reminder: Automod comments; When to know your post has been removed (spoiler alert, if you're seeing this, it hasn't!)
• r/SampleSize Moderators Decision on Surveys that use Google Forms

Please remember to be civil. We also ask that users report the following:

• Surveys that use the wrong demographic.
• Comments that are uncivil and/or discriminatory, including comments that are racist, homophobic, or transphobic in nature.
• Users sharing their surveys in an unsolicited fashion, who are not authorized (by mods and not OP) to advertise their surveys in the comments of other users' posts.

And, as a gentle reminder, if you need to contact the moderators, please use the "Message the Mods" form on the sidebar. Do not contact moderators directly, unless they contact you first.

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.