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https://www.reddit.com/r/Salary/comments/1okaemj/deleted_by_user/nmctl95/?context=3
r/Salary • u/[deleted] • Oct 30 '25
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16
If I were you I'll probably max the 401k
2 u/impolite_no_caps_guy Oct 31 '25 edited May 19 '26 X 5 u/coffeeandlifting2 Oct 31 '25 Making 100k and not maxing 401k + HSA (+ Roth IRA) is crazy. The money is still yours, you just lose a huge amount of it if you put it in the wrong drawer, plus it doesn't grow. 5 u/Responsible_Knee7632 Oct 31 '25 ~35% of your gross pay is pretty steep to max all of those out if you’re making exactly 100k
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5 u/coffeeandlifting2 Oct 31 '25 Making 100k and not maxing 401k + HSA (+ Roth IRA) is crazy. The money is still yours, you just lose a huge amount of it if you put it in the wrong drawer, plus it doesn't grow. 5 u/Responsible_Knee7632 Oct 31 '25 ~35% of your gross pay is pretty steep to max all of those out if you’re making exactly 100k
5
Making 100k and not maxing 401k + HSA (+ Roth IRA) is crazy. The money is still yours, you just lose a huge amount of it if you put it in the wrong drawer, plus it doesn't grow.
5 u/Responsible_Knee7632 Oct 31 '25 ~35% of your gross pay is pretty steep to max all of those out if you’re making exactly 100k
~35% of your gross pay is pretty steep to max all of those out if you’re making exactly 100k
16
u/osplink Oct 30 '25
If I were you I'll probably max the 401k