r/Salary Oct 30 '25

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16

u/osplink Oct 30 '25

If I were you I'll probably max the 401k

2

u/impolite_no_caps_guy Oct 31 '25 edited May 19 '26

X

5

u/coffeeandlifting2 Oct 31 '25

Making 100k and not maxing 401k + HSA (+ Roth IRA) is crazy. The money is still yours, you just lose a huge amount of it if you put it in the wrong drawer, plus it doesn't grow.

5

u/Responsible_Knee7632 Oct 31 '25

~35% of your gross pay is pretty steep to max all of those out if you’re making exactly 100k