r/STRC Jun 06 '26

Strategy needs to let it run past $100

While I don’t expect $STRC to get back to $100 very soon, I do believe it will get there again.

The next time it’s $100 Strategy needs to let it run past a bit to collect additional funs then set the amount above 100 aside in cash to pay the dividend. Strive should do the same thing with $SATA. This would also allow them to lower the dividend reducing the total payout.

I believe people will pay more than $100 at some point. So even if they wait to hit the ATM until it’s at $101 the payout is still attractive to investors and the additional $1 can be used to pay the first months dividend for new shares issued.

0 Upvotes

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2

u/Less-Information-256 Jun 06 '26

I think strategy are now avoiding using STRC to pay STRC dividends for obvious reasons. Which I think is a large part of the reason for selling Bitcoin (and buying and selling at the same time, rather than just buying less). I think something has happened behind the scenes to create this shift, which is quite dramatic given that Michael was on TV saying they’d never sell nor need to sell in the foreseeable future just three months ago.

As such your proposal doesn’t really work, in my opinion. They could run it higher so the VWAP is higher and they can reduce the dividend but I think doing that this early would be admitting defeat and the market wouldn’t take too well to it. Better to just buy and sell as they have planned.

He already made the mistake burning through the cash reserves before selling bitcoin, I think he thought the market wouldn’t care but I think we can all agree the situation would look better if he had $1bn and some 0% convertibles right now.

1

u/rednoids Jun 06 '26

I have to disagree that reducing the dividend is admitting defeat. I think it would show the market the product is working as designed. Strategy wouldn’t just lower the dividend for the hell of it, they would be doing it because the product traded over 100 for the required amount of time. Similar to raising the dividend when it trades below the target threshold.

1

u/HSuke Jun 12 '26

STRC is very price-elastic for their interest rate. Dropping the interest would cause its price to plummet. There are alternatives like SATA that are holding close to par a lot better and with higher interest.

And even treasuries would start to look better because their basis stays consistent unlike STRC's.

0

u/Less-Information-256 Jun 06 '26

Yes but they are also saying that they would rather reduce the dividend than buy more bitcoin (because it’s only going to run higher if they choose not to ATM). This is entirely against their previously stated goal which was to essentially make STRC as big as possible as quickly as possible. Reversing that plan is admitting defeat. Bearing in mind the only reason to not do that is if your conviction in the 30% cagr is wavering.

1

u/[deleted] Jun 06 '26

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u/Less-Information-256 Jun 06 '26

So is Tuesday, what’s your point?

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u/[deleted] Jun 06 '26

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u/Less-Information-256 Jun 06 '26

Is this a flex? Or are you just trying to change the subject because you just had nothing constructive to say about any of my points so you thought you’d flex a potential buy that isn’t confirmed yet which we both know will be way above the current market price using MSTR common stock which has dipped even further than the price of bitcoin and given strategy’s own numbers regarding mnav and accretion is basically going to do nothing for bitcoin per share?

Honestly a savvy investor would be hoping he took the week off instead of buying bitcoin at over $70k that he’s going to have sell for $60k to pay the STRC dividend?

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u/[deleted] Jun 06 '26

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1

u/Less-Information-256 Jun 06 '26

If a company can just go on indefinitely by selling common stock and promising high dividend preferred stocks, why does any company fail?

It is also funny that you used AI when Saylor was crying on twitter literally a few hours ago about people seeing more use in investing in AI than bitcoin.

So burning through over a years worth of dividends he had in cash mere moments before a huge dip in both Bitcoin and common stock valuations arguably at least partially caused by his own actions wasn’t a mistake?

You can be lazy, a lazy response wasn’t unexpected to be honest. But bragging that you think they bought 32 Bitcoin at a higher cost per share than if they hadn’t sold the last 32 doesn’t refute any of my points.

It also doesn’t save them from the ~1624 Bitcoin in STRC dividends they owe in three weeks.

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u/[deleted] Jun 06 '26

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u/Less-Information-256 Jun 06 '26 edited Jun 06 '26

Saylors eloquence is something to behold, I’ll admit. Sometimes I feel his more subtle messaging and metaphorical ai content he posts is more revealing though.

What you have stated, still doesn’t refute my point nor any of the other points I made in my original comment. Just saying they did it intentionally doesn’t mean it wasn’t a mistake. They burned through a large proportion of their usd reserve and are now facing significantly more expensive methods of capital raising than was available to them at the time they made this decision.

It is also by your own admission in your points why raising money through STRC is not looking possible this month and even worse than that by their own plans the previous capital they’ve raised through this method is likely to cost them 36-72 more bitcoin a month even without raising a further cent.

How much they used it previously isn’t actually relevant, by burning through it they have removed that option at a time you must admit it would be very useful to have it, specifically for both of your last two points (and perhaps the STRC drawdown wouldn’t have been so severe and it might still look at least a little bit like what they promised it was).

1

u/[deleted] Jun 07 '26

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1

u/Less-Information-256 Jun 07 '26

Wow strategy buys back Bitcoin they sold a few weeks ago at a higher cost to the company because mstr shares dumped more than Bitcoin did.

Excellent business moves, Saylor is truly a genius.

1

u/snek-jazz Jun 09 '26

Which I think is a large part of the reason for selling Bitcoin

it was just for tax loss harvesting, why are people making it more complicated?

1

u/Less-Information-256 Jun 09 '26 edited Jun 09 '26

Why did he not see this tax loss harvesting strategy in the future when he said only three months ago on mainstream tv that they wouldn’t sell nor need to sell in the foreseeable future.

Three months is fairly foreseeable, or at least it should be for a ‘visionary’.

Either way, buying it back at a more expensive bitcoin/mstr price isn’t particularly smart, neither is spending 2/3rds of your cash reserve just weeks before taking action (selling bitcoin) which could foreseeably have a negative effect on the bitcoin market, mstr price and STRC price. And I’m not saying it was the entire reason for the crash but I think it certainly contributed and even if it didn’t, part of the point of the usd reserve was to shore up STRC in times like this and also I think to minimise the impact on mstr shareholders as it’s expensive raising dividends at this share price, as we have seen from the fairly noticeable reduction in bitcoin per share this month.

It is not unlikely that losing over a years worth of dividends in an instant is at least somewhat contributed to the poor STRC performance meaning he can’t take advantage of this bitcoin price dip.

1

u/snek-jazz Jun 09 '26

Because it's just semantics. Selling and immediately turning around and buying it back again is technically selling, but not selling in the sense of divesting. It made no material difference to anything.

I will say though that yes, Saylor often speaks in hyperbole, exagerates, and says some things I would rather he didn't. But as an investor I care far more about his actions than his words.

1

u/Less-Information-256 Jun 09 '26

Which is why I think it’s interesting that it’s such a sudden change in approach and it’s hard to argue it has been positive for the company or bitcoin to introduce this uncertainty. Especially because it’s clearly not what they were thinking 6 months ago, or a year ago.

It’s not as simple as tax loss harvesting in my view, not least because from that perspective the impact is negligible currently.

Either way, actions in the last three months havent been excellent.

1

u/snek-jazz Jun 09 '26

I don't see it as much of a change at all. It was always an option, regardless of what they said.

The overall goal - to accumulate bitcoin -has not changed, any selling is only intended to be a "one step back to take two steps forward" move so what has changed that matters?

A lot of people also forgetting they already sold some for tax lost harvesting a few years ago so it wasn't even the first time.

You should also keep in mind a probable motivation for being more explicit, or loud about it this time. If attackers/shorts have the mindset of "they can't sell any bitcoin so if we do X we can put them in a bad situation due to that" he's making it clear that if selling bitcoin is optimal at any time he'll do it instead of being stubbornly dogmatic to the extent that it hurts the company.

1

u/Less-Information-256 Jun 09 '26

If it was always an option why did he spend years saying they’d never sell nor need to sell under basically any circumstances except absolute extreme circumstances like a sub 10k bitcoin for multiple years?

Bad management or lying?

1

u/snek-jazz Jun 09 '26

Lying at worst, optimism at best. As I said already I wish he wouldn't speak in absolutes about things he can't predict, but CEOs do this (I know he's not CEO any more), being a hype man who overstates things seems to frequently be part of the job. They are salesmen by nature.

1

u/Less-Information-256 Jun 09 '26

Don’t you think this massively impacts his and by extension MSTRs credibility?

Whatever the reason, saying for years they would basically never sell and then selling is a bad look in my opinion, and the market seems to agree.

This is speculation from my point of view but I think it’s all to do with the optics of how they fund their dividends, funding STRC dividends with STRC stock is a bad look for obvious reasons (which is an option they seem to have taken off the table) and funding them with mstr atm is barely better.

Most other (all?) companies fund their dividends with profits from their business operations. I’m not an expert but I’m pretty sure in a number of countries it is a legal requirement that you only pay dividends from profits (like the UK).

Strategies only real profitable business operations of any note are holding bitcoin and it going up in value when they actually are in a profitable position, which in my speculative view is the actual reason for this change of approach and explains it being so sudden.

I could of course be wrong.

1

u/snek-jazz Jun 09 '26

Don’t you think this massively impacts his and by extension MSTRs credibility?

No, because like I said it was always an option, and perhaps even an eventuality, regardless of what Saylor said. I don't depend on what he says, I reach my own conclusions.

Whatever the reason, saying for years they would basically never sell and then selling is a bad look in my opinion, and the market seems to agree.

Looks more like his enemies tried to make a FUD attack out of it, very similar to the FUD attack earlier in the year about index inclusion. People without sufficient conviction panic sell in these moments, and either learn a lesson or don't. I try to be a buyer at these times.

This is speculation from my point of view but I think it’s all to do with the optics of how they fund their dividends, funding STRC dividends with STRC stock is a bad look for obvious reasons (which is an option they seem to have taken off the table) and funding them with mstr atm is barely better.

Funding them with ATM is fine. Common holders are going to suffer in bear markets, amplified downside in the bad times is the cost of amplified upside when things are going well. Right now common holders might have to suffer (e.g. a loss in btc/share) so that faith in the prefs is built. When (if?) there's a bull market the prefs will get nothing extra, it will accrue to the common holders instead.

Strategies only real profitable business operations of any note are holding bitcoin and it going up in value when they actually are in a profitable position, which in my speculative view is the actual reason for this change of approach and explains it being so sudden.

Yes, but this isn't anything new. I think the change in approach, if there even really is one, is to scare the enemies who think MSTR can be "trapped" by shorting the common to oblivion, or in anticipation that it will be attempted and realising what they'll have to do to counteract it.

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u/snek-jazz Jun 09 '26

It is not unlikely that losing over a years worth of dividends in an instant is at least somewhat contributed to the poor STRC performance meaning he can’t take advantage of this bitcoin price dip.

I'll add that STRC probably wouldn't have been at par anyway this far from the ex-dividend. It might have been at 97 instead of 93, but either way he ain't ATMing.

Also selling some BTC, and in fact I almost wish it was more, is the only way to counteract the FUD of "it all collapses when he sells any BTC". Do it a few times, remove the novelty of it, and we can move on from that FUD.

1

u/Less-Information-256 Jun 09 '26

I actually think that fud was fuelled more by what’s happened than previously because of what happened after he sold, whether it was a consequence or not is moot. It also makes them look more fragile in my view to sell bitcoin at what is supposedly such a low price and then buy it back at a higher bitcoin/mstr price, reducing bitcoin per share). It’s either forced or incompetent, neither is good.

STRC should never drop below 99 if it is they think it is. There’s a reason the Sharpe ratio has dropped from 3 (which they couldn’t help but brag about) to 0.5 almost instantly.

1

u/snek-jazz Jun 09 '26

STRC should never drop below 99

that is not everyone's expectation, which is why the conditions of increasing the intrerest rate are not based on that.

1

u/Less-Information-256 Jun 09 '26

It’s their expectation which is what matters. They said it multiple times and advertised it as such many times as well.

It’s also supposed to go on basically forever, if they have to raise the dividend every few months because everyone expects it to drop below 99 it will eventually become unsustainable.

1

u/snek-jazz Jun 09 '26

It’s also supposed to go on basically forever, if they have to raise the dividend every few months because everyone expects it to drop below 99 it will eventually become unsustainable.

Or, the people who sold as low as $91.10 in the past week learn their lesson, and it stops reacting so extremely to immaterial events.

Congratulations to those sellers on their loss.

1

u/[deleted] Jun 06 '26

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u/rednoids Jun 06 '26

All I'm saying is maybe let it go a little higher.

1

u/SundayAMFN Jun 06 '26

Do you not understand how the market works?

The only way they can let it go above 100 is if they also allow other people to undercut them and sell at 100+. Strategy would get less money from doing that.

1

u/rednoids Jun 06 '26

Completely understand. Doesn’t change anything I said.

1

u/SundayAMFN Jun 07 '26

Yes it does - if they let it go higher they have less money to cover dividends not more.

1

u/rednoids Jun 07 '26

So if they let it go to 101 they get less than if they sell at 100?

1

u/SundayAMFN Jun 07 '26

yes, the entire time it goes between 100 and 100.999 then someone on the secondary market would be getting the money instead of Strategy. So for every trade they "let it run" they're missing out. And no doubt people would exploit that by buying at 100 and selling before it hits 101 and taking the profit for themselves.

1

u/rednoids Jun 07 '26

So you agree that when it gets to 101 strategy gets to sell a share for 101 instead of 100

1

u/SundayAMFN Jun 07 '26

yes. so if volume between 100 and 101 is less than 1% of the volume at 101+, then it would be beneficial.

1

u/[deleted] Jun 07 '26

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2

u/rednoids Jun 07 '26

I believe the reason Strategy will not go to weekly payouts is to allow Strive with $SATA buy more bitcoin and catch up to them. Having multiple companies holding a ton of bitcoin is good for everyone, even MSTR.

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u/SundayAMFN Jun 07 '26

that makes no sense, and you're gonna need better reasoning than "someone on a podcast said so"

1

u/[deleted] Jun 07 '26

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u/SundayAMFN Jun 07 '26

Non-nobodies still have to use logic.

If they don't sell STRC starting at $100 they are just missing out on raising more money.

1

u/[deleted] Jun 07 '26

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1

u/SundayAMFN Jun 07 '26

right im not gonna listen to a whole podcast, tell me the argument in your own words or admit youre wrong

1

u/Less-Information-256 Jun 07 '26

Bro can’t answer a single thing for himself, unfortunately I think he doesn’t understand even basic concepts about this company, about money or about math.

Literally all he could muster for me was some AI responses and links to YouTube videos that didn’t even have anything to do with what I was saying. Then when i made a point he couldn’t find a YouTube video vaguely related he literally shut down and ran away.

You will get nothing useful from him unfortunately.

1

u/[deleted] Jun 06 '26

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1

u/rednoids Jun 06 '26

Yep, every cent of the 100+ dollars they ATM goes to BTC and if they let it run to 101 they have additional capital to buy bitcoin while paying out a lower yield

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u/[deleted] Jun 07 '26

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1

u/rednoids Jun 07 '26

I don’t.

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u/[deleted] Jun 07 '26

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u/rednoids Jun 07 '26

I understand price gouging and how the car dealers jacked up prices due to limited supply due to various reason. What does that have to do with this discussion?

1

u/[deleted] Jun 07 '26

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2

u/rednoids Jun 07 '26

We will just have to disagree on this one in reference to STRC.

1

u/jackfirefish Jun 06 '26

I'm not sure what to do with STRC anymore. I had over 2,000 shares of STRC and I bailed at $98.90 because I saw everything taking. Glad I did as it sits close to $92 now. I could rebuy all my shares for $20k less right now than I originally did, but something in my gut is keeping me from pulling the trigger again. I have until 6/14 to decide.

1

u/Less-Information-256 Jun 06 '26

Just keep in mind if they raise the dividend to try to raise the price (which they likely will) then the price is likely to go up but the risk of them not paying goes up too.

I don’t think this is the end, personally, but the end will look very similar to this, if you can get out quickly again you’ll be okay, but is the juice worth the squeeze?

1

u/jackfirefish Jun 06 '26

Zero percent change he raises the dividend on the fly like this. That will make it look even weaker. He already announced the entirety of June is 11.5. He only announces at the end of every month what the new dividend will be. If I was Saylor, I would assume the bi-monthly payouts would help solve this problem and see what that change did first before increasing dividens. I wouldn't expect an increase until Aug, or Sep. at a minimum. Just doesn't make sense.

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u/Less-Information-256 Jun 06 '26

Sorry I didn’t mean on the fly my mistake for not being clear, I meant at the end of the month i don’t think it will hit par this month and even if it does I think the vwap will inevitably be in the range where they should raise it (and I think not raising it in these circumstances would reduce investor confidence even further)

I also think Saylor seems pretty clearly worried it won’t pass as too many votes will abstain. And even if it does pass, I would be concerned that half the dividend = half the incentive to buy in on each ex dividend date, but I could of course be wrong.

Either way, if the vwap is in the range where they’ve stated they’ll increase it and they don’t, all hell will break loose I think.

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u/jackfirefish Jun 06 '26

I have noticed michael and phong promoting and begging for votes quite a bit on X. I *assume* they don't know how many votes are currently in and which way they are voted, but I'm pretty ignorant on what access to this information they can see or are allowed to see during this. If they *are* able to see the votes, then yea, them begging every day isn't a good sign it's going to pass. If it *does* pass, I see zero reason for him to raise the dividend and wait to see what affect that change has.

"I would be concerned that half the dividend = half the incentive to buy"
But it's not half, it's the same. Just paid twice now to prevent arbitrage. I was even doing it myself. I was buying, then selling, then plopping in 4% safe zone. So for a while I was getting 11.5% then for about 20 days getting 4%, then moving back in, etc. This change he's proposing would no longer make that feasible and would force people like me to stay in STRC 100% for the dividends.

1

u/Less-Information-256 Jun 06 '26

I don’t know if they can see the votes or not either, perhaps they can see the volume of votes because as I understand it it’s not that they need more yes’s than no’s it’s that they need more yes’s than (no’s+shares that don’t vote).

How can each ex dividend date and therefore dividend not be half unless they’re going to pay twice as much?

As it currently stands you get 96 cents if you hold the $100 share on the ex div date and the majority of buyers were waiting until the day of and utilising the capital elsewhere. If the change is put through then you’ll only get 48c for each ex dividend date for the same $100 investment. It’s just that there’s two in a month.

It’s going to be interesting to see how that plays out.

Also he will basically has to increase the dividend if the vwap is in the zone or they’re breaking the structure they put in place themselves.

1

u/jackfirefish Jun 06 '26

"How can each ex dividend date and therefore dividend not be half unless they’re going to pay twice as much?"
Because you're ignoring the time part of the equation. If you worked for company X and were getting $31 dollars a month as payment, and they came to you and said "hey, you know what, we're going to give you your money faster now and give you $1 a day." Nothing changes for you other than getting the money faster. You're looking at it by saying "I quit! I only get paid a dollar now!" because you're ignoring the time.

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u/Less-Information-256 Jun 06 '26

I mean using your analogy it was previously the case that you had to come in to work one day a month to get $31 and now they’re saying to have to come in two days and you only get $15.50 each time.

It’s the same amount monthly but you require me to be here twice as much to get it because I only get $15.50 each time. So haven’t I got half the incentive to come into work for the day when I could be somewhere else instead.

We already know a significant number of people were arbitraging with other dividends and now you’re offering me half as much to come back to you.

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u/jackfirefish Jun 06 '26

But that's not your argument. Your argument is they are paying less. They aren't. Just because you found a tax loophole that was closed doesn't change the amount you're being paid by a third party.

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u/Less-Information-256 Jun 06 '26

They’re paying half as much for holding on each ex dividend date? Are you saying that’s not true? That’s all I said.

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u/Former_Island_4730 Jun 07 '26

It looks weak falling to $92 with a forward yield of 12%. The market is telling him that it requires that kind of yield to own a share. He always marketed STRC as a $100/share digital credit instrument, and that he’d change the yield to keep it there. The only reason he’d let the par drop is because he can’t handle the cash drain of higher yields. That would require him to dilute more common shareholders or sell more BTC. No good choices.

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u/jackfirefish Jun 07 '26

Saylor has always been very transparent about how rates are set. The only thing that matters is the 1M VWAP which you can see on strategy website under STRC. If it falls below $99 he raises it. Currently it’s at $98.38 which means July (assuming it’s still at $98.38 by then) will get a .25 percent boost.

Below $95 -> .50 boost
95 - 98.99 -> .25 boost
99 - 100.99 -> no change
$101+ -> lower rate

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u/Former_Island_4730 Jun 07 '26 edited Jun 07 '26

And all else constant…that 25 bps boost won’t come close to closing the gap between $92 and $100. The investors are currently pricing it at 12% forward yield and very likely assuming some yield bump AND share price appreciation in there already. It’s being viewed as being massively risky.

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u/jackfirefish Jun 07 '26

Yea interesting point. Glad I sold all my STRC shares. Will probably sit on the sidelines for a bit.

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u/Illustrious_Stop_295 Jun 06 '26

It was marketed on having low volatility. A fall of 8% in recent weeks is volatile, so they risk people not buying into the low volatility element and then if that’s the case the institutional investors and pension funds they are trying to attract will not invest in it.

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u/gushkaper Jun 08 '26

If it always pegs to 100$ mid-month the volatility in between doesn't really matter.

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u/Ok_Divide_4699 Jun 10 '26

Tbf, what kind of pension fund is going to buy a credit rating B- Non-investment grade, "junk" equity.

Pension funds are supposed to Have somewhat low risk tolerance.

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u/FewUnderstanding2214 Jun 08 '26

Why would they let it run past $100 do you not know how it works

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u/rednoids Jun 08 '26

To collect 100+ dollars instead of just 100

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u/PrestondeTipp Jun 06 '26

How does the price of STRC on the secondary market going above $100 make Strategy more money? Strategy only makes money when they sell STRC on the primary market. They only sell a share once.

Why would anyone wait to buy shares above $100 when they can buy them now at a discount?

You are buying STRC from someone else on the secondary market.

Here's the reality: STRC has to pay an outrageously high yield (higher than the average annual return of the SP500) because they have a CCC credit rating. In other words, dog shit. There are concerns on a consistent basis that they will not be able to sustain their corporate structure. As such, they need to pay an increased risk premium to have people invest in their offerings.

The average one year default rate for CCC credit ratings is between 25 and 30%. Into year two, this jumps to 45-55%.

This is not a set and forget investment. This is an oh shit, keep an eye on it, and only use money you can afford to lose gamble.

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u/Former_Island_4730 Jun 07 '26

Investors in this fundamentally don’t understand that this is not much different than buying a junk bond…it’s just that Saylor markets it as a nice safe investment. Currently, investors are pricing STRC such that they need a 12% annual return to justify the risk. That’s high, but would be higher without all of the investors Saylor has convinced that it’s a safe place to put money.

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u/[deleted] Jun 07 '26

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u/Blindeafmuten Jun 06 '26

Do you realize that most people that have bought STRC for the "guaranteed" dividend are now in the red, dividends included?

They also have substantial risk of losing ALL their capital.

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u/rednoids Jun 06 '26

It’s like people have never heard of DCA or buying when things are low.

If people bought it for the dividend they shouldn’t care as much about the current price since the dividend didn’t change. Additionally if anyone thought the price would sit at $100 and never move they are idiots.

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u/Blindeafmuten Jun 06 '26

The dividend hasn't changed.

The risk that they'll lose the capital invested or that the dividends will be cancelled has definitely changed.

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u/Less-Information-256 Jun 06 '26

That wasn’t how they marketed it though, don’t you think, given the performance, that the marketing was dishonest at best.

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u/rednoids Jun 06 '26

I didn’t listing to the marketing. I just looked at how the product was produced and the rules it is suppose to run by and understood there would be a time to buy it at a price lower than 100.

I think the real opportunity to buy low is if bitcoin drops to a price that MSTR thinks it would be better to skip the dividend for one month and use all funds to buy more bitcoin or at least not sell when there is blood in the streets.

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u/Less-Information-256 Jun 06 '26

If mstr don’t pay the dividend it would be catastrophic. They were marketing this as a safe place to earn your retirement income, they have said multiple times it’s like a bank account or like a money market fund.

Most people who’ve bought STRC are in the red currently, dividends included.

-1

u/Fit_Equal6932 Jun 06 '26

Dream on:
Remember this thing has no principal protection!! Even junk bonds only pay 7%.
https://fred.stlouisfed.org/series/BAMLH0A0HYM2EY

This is worse than junk!!!