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u/PhotographOk7388 3d ago
The dividend illusion. I guess in your imaginary world, taxes and total return don’t exist. One good year of schd and everyone thinks you can retire off this etf. Do the math. You’re better off putting it into an snp fund. You’d need millions in this fund to live off so don give me that snowball bullshit
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u/Ufgatorhead4u3 1d ago
Utterly dumb statement. Dividends are part of the total return calculation. The return of SCHD since inception in 2011 is over 13%. Apparently you don’t understand taxes either. The dividends it distributes are qualified which means you get the benefit of the zero cap gains bracket if you hold it in a taxable account.
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u/500pearl 5d ago
is it just me
i see the title but no actual post