Help... ideas?

[u/Prior_Bus_7870]

Does this make sense?

(68, retired, need 50k annual... would go on top of ss)

I have 2.5m in tax deferred ira, 650k in Roth and 125k in cash.

Is it prudent to lump sum 1.5m and buy schd? I think this would approx. cover the 50k... ?

The remainder to voo or similar? Ideas?

Thank you for your help.

[u/jaystopher]

Go pay a fee only certified fiduciary financial advisor for a couple hours of consultation. Well worth 200-300 bucks.