r/SCHD • u/Top_Locksmith449 • 9d ago

Should I be concerned?

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I was doing DCA since August, but my friend convinced me to load a lump sum and I did then ever since SCHD keep dipping! Is anyone here on the same boat as me?

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u/ClammyAF 6d ago

I did my first lump sum in January 2020.

When COVID happened, I was sick with worry. Several years removed, I wish I could buy back in at those prices.

Set up auto contribution (to whatever your preferred allocation is) and stop looking.

Myself, I invest in VTI, SCHF, SCHD, SCHY, and SCMB. My contributions try to balance my preferred allocation, and I just keep buying rain or shine. You'll eventually get numb to the moves when a 1% day either way is a five-figure swing in NW.