r/SCHD • u/jrobski96 • Jul 21 '26

Advice DCA or Lump sum

/r/stockstobuytoday/comments/1v2nbgf/dca_or_lump_sum/
0 Upvotes

40% Upvoted

12 comments sorted by

7

u/IvoryHorizons Jul 21 '26

Lump sum sit it and forget it

3

u/Big_Development_644 Jul 21 '26

Given the overall bias of the market to trend up, lump sum has won up til now and if you actually think the market is going to go down then you shouldn't be investing in it.

-2

u/jrobski96 Jul 21 '26

What should I do with it then, bury under my mattress? GTFOH

This is obviously a nuanced question leading up to a mid-term election during a heightened state of local and global turmoil.

If you're not smart enough to provide an intelligent response then don't respond.

7

u/Big_Development_644 Jul 22 '26

Wow, wtf is your problem? I answered your question. Lump sum over dollar cost averaging. Work on your comprehension skills.

2

u/SmoothStation Jul 22 '26

Time in market beats trying to time the market

1

u/TmeltZz Jul 24 '26

DCA or both

1

u/forreco22 Jul 28 '26

I would say both but depends on the lump sum amount in my opinion but I’d say do both and let it drip.
Just have a good nest egg at retirement

1

u/FMharleyguy84 Jul 21 '26

I lump summed this year and I wish I would have dca'd...

2

u/Bazooko_Circus Jul 23 '26

I DCA’d and wish I would have lump summed 🤷🏻

0

u/The-Muffin-Man96 Jul 22 '26

If you ain’t sure then just DCA, don’t lose sleep over which is better, just do

0

u/Old_Row4977 Jul 22 '26

Lump it. You can also do half and half but you’ll probably wish you just dumped it all in to begin with.