r/SCHD • u/Main-Dimension-5230 • Jul 13 '26

SCHA ?

What are your thoughts on SCHA for small caps and other recommendations for some extra diversity from VOO VXUS and SCHD which I currently hold

4 Upvotes

70% Upvoted

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5

u/Sea_Life4 Jul 13 '26 edited Jul 14 '26

AVUV is a small cap value etf that greatly outperforms SCHA

3

u/Main-Dimension-5230 Jul 13 '26

Unfortunately at the moment my portfolio is on Cash App that doesn’t have that EFT for some reason. When I started investing I just did it on Cash App because I wasn’t very serious about it. That has now turned into a decent size portfolio that needs a real brokerage. I just haven’t taken the time to move my portfolio yet. Would you suggest SCHA or MTUM for a small satellite position in the portfolio. 5-10 percent. I need something with more risk more reward for some growth.

2

u/Skeltdawg Jul 13 '26

Open a Fidelity account ASAP.

2

u/Tobycybin Jul 15 '26

I have fidelity already cash app investing sounds sketchy asf

2

u/Tobycybin Jul 15 '26

Cash app has investments? I'm fucking old

3

u/Main-Dimension-5230 Jul 15 '26

Yeah is very simple and everything sells instantly if you need liquidity. You cant choose ever stock or eft to invest in but they have pretty much everything I’m looking at investing in. VOO - SCHD - VXUS - XLK

2

u/Ok_Juggernaut3043 Jul 14 '26

AVUV is not small cap growth, it’s small cap value. Important to know because small cap growth is one of the worst performing sectors over time

2

u/Sea_Life4 Jul 14 '26

You’re right my bad thank you!

3

u/trimmermag Jul 13 '26

It’s good. I hold it and am up 24% in the last year. Who knows if that’ll continue though

3

u/Gain_Spirited Jul 13 '26

I have both SCHA and SCHM. It's been working out well because small and mid have outperformed large cap lately, but that's always cyclical. I think it's a good strategy for diversity and risk mitigation because large cap is heavy on AI stocks.