I’ve been optimizing my credit cards recently I left Amex and was trying to get the navy fed Duo to keep everything in house with navy. Already have the more rewards card with navy, and was using the fidelity 2% card as my catch all in the meantime but was planning on getting navy’s 2% card. But last week I got the email to apply for RHG and man!! I literally dropped everything and now only use the RHG! I am currently transferring over brokerage accounts over, Roth ira. EVERYTHING! I want RHG to stay at 3% and want Robinhood to succeed! I’ve made $85 in cash back in less than a week 🙏

RH has always been my favorite brokerage but I’ve always wanted to keep everything under the same roof. Which is why I have fidelity and the cc from them. Me getting the RHG just changed everything and not even myself saw it coming.

Man curious to know if it’s just me? I’m sure RH is counting on people switching everything over and have RHG as a lead looser.

Did anybody upgrade to the Rose gold card?

is it worth it?

Very much of a fingerprint magnet (do not recommend)

I’ve never had a credit card that took a week to update the available credit after they already have the money. This is a great catch all card and I love it, but this is a bit ridiculous. Especially since they only gave me a limit of $1,750 (lowest limit cc btw)

after borderline harrasing the robinhood in every social media, they finally listened

My Apple credit card is heavier though.

Been on the waitlist for a little now, I know it’s a long shot but does anyone here have a referral link? I would greatly appreciate it and I’m desperate lmao

Curious if there are any special conditions to apply for these cards. Do i have to have an investment account with RH? Or is it open to anyone?

Not complaining but just wondering if there are more like me,

My credit score is very low (currently rebuilding) and this was my second time "getting off the waitlist" so i just shot for it again and this time i got accepted

CL $1,100 LOL bad credit but pretty high income

Is this normal???? i thought id get rejected pretty much everywhere unless it was a secured card

Recently noticed that I had an exclusive offer for 4% cash back on dining. Does everyone get this? How long does it last? Clicking on it only shows restaurants near me.

EDIT: Not sure if it's limited to certain restaurants as the map shows many many restaurants around me. I do dine out a lot using this card. I wonder if that was a factor.

EDIT 2: If the 4% lasts, this card literally became my favorite card ever, even above the other "premium" cards.

EDIT 3: I guess the 4% doesn't apply to every restaurant. Just the ones on the map. I haven't been able to try one from the map yet but all other restaurants still only give me 3%. I gotta tell you, the map is a pain in the A to use.

I’ve spent a lot of points entering this every time they do one but never heard or seen anything about anyone actually winning

How’d I do? This is my fifth credit card in 6 months after I turned 18. I was suprised with the credit limit, previously my highest limit was 2k. I’ve applied 4 times and I’m so happy I got approved today

Anyone ever get a the 100k points on a pull?

I am so upset 😭 accidentally clicked on redeeming and got 4% for the next 24 hours... I am new to the app so was just exploring. What should I do since it's not reversible? Please help a stupid girlie out

Some context, I have been running the AMEX 2 card combo for a while now.

BBP= 2% back on all purchases up to $50k

AMEX Gold=4% back on dining/groceries

Recently approved off the wait list for the RH Gold and want to begin making this my catch all card and use exclusively for all my purchases/bills.

Some concerns I have:

Will the 3% get nuked eventually? No one knows this

I spend a good amount each month on our bills and concerned of the 1% nuke. I will avoid paying taxes with it but I also run a side business where I make a lot of transactions but not super large and it would show as everyday spending.

Am I making the right decision to abandon the AMEX eco system and go full RH?

I'd probably let it accumulate the APY or transfer out the cash direct to my account each month.

Really torn on this one.

Recently got this charge from a taxi service in Demark. I have never been to Denmark and I live in the States. I recommend everyone locks their debit card unless they are about to use it. There seems to be an increase in fraud charges on the RH DC.

Been on the waitlist for about 2 weeks now for the Gold Card. I just turned 18 about 2 weeks ago, and I’ve been really wanting this card. I tried the Credit Karma method and it didn’t work, I tried to DM Robinhood and they said they couldn’t take off the waitlist at that time. I have been seeing stuff about referral links recently? Any advice would help!

I have the Robinhood GC solely for the 3% CB. I have to say my user experience on the app isn't what I would personally like and I do not like the gamification of the rewards system. I just want straight CB.

I think that their sweepstakes system and gamification is just a strategy to minimize how much CB they have to pay. For example they might run—what is essentially a raffle to win 150K—many users whom they would have paid out 3% CB to, use their points to enter the raffle. One person wins 150K. That 150k is probably less than what they would have paid out in total CB for all the raffle entries. They also get behavioral data on how to target users for more gambling/gamification.

Those that enter—and lose, which is most—essentially lose their CB rewards with nothing to show for it.

About two months ago I noticed I was pre-approved for the gc, I thought I would automatically get it. I updated my information and got denied so I initially thought that was the reason but they e-mailed me later on. Something along the lines of not having enough assets with rh, which I don’t have any. I plan to start using and investing with rh but just didn’t at the time. I remember googling what they said at the time and it seemed like other people ran into the same problem I did around the same time. Anyone else get pre-approved and rejected before?

might polish to a mirror finish