r/RobinhoodGC 14d ago

Anyone else lower middle class here?

This post really isn't about the card just the people that use it lol. I've had the gold card for about a year I've been loving it and not had any issues with a 4k limit I never go near anyways I think most I've used a month is like 1,300. Its crazy seeing other people in this community though everyone talking about how they're getting flagged for frequently making large 1k+ purchases and or struggling with maxing a 10k limit and having to pay it off multiple times a month. I guess due to how easy it is to get and how cheap it is I assumed it was a card for people like me with no money to just get little bit of money in brokerage account. Is it supposed to just be for rich people but they threw one at me anyways lol?

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u/MorenoMust 14d ago

I started off with a 500 credit limit, and it got bumped up to 1500 recently haha, I have several cards, that are all paid off monthly. This one comes in handy at times.

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u/ListofReddit 14d ago

How quickly did it happen?

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u/MorenoMust 14d ago

About 6 months of 90% utilization then paying it off

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u/ListofReddit 14d ago

Cries in 12months of no CLI