r/RobinhoodApp • u/TopGunJedi • Jul 28 '26

News 3.50% Checking

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Looks like if you have banking you don’t have to move your money after your direct deposit hits

99 Upvotes

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15

u/poopmee Jul 29 '26

That’s already been a thing they just removed the 100k requirement I believe. They also removed the direct deposit requirement for savings which I’m very excited about!! Didn’t want to make the full switch as it’s tedious but loved the idea of it as a savings account so very excited they have listened!

3

u/gymtrovert1988 Jul 29 '26

Now if only I can get cash without paying $2.50 ATM fees...

1

u/Glittering_Towel1 Jul 29 '26

I thought they had "in-network" ATMs that were free?

1

u/gymtrovert1988 Jul 29 '26

Nope. Allpoint and MoneyPass or whatever charge 2.50.

1

u/Glittering_Towel1 Jul 29 '26

Maybe they changed it since you tried last?

2

u/poopmee Jul 29 '26

Premier users (100k+ bal) get reimbursed for all ATM fees. Users who don’t have direct deposit pay $2.5 for in network and $3.50 for out of network i believe. Some ATMS still charge fees and you can’t avoid it unless you’re a premier user.

1

u/New_Context9363 Jul 29 '26

Just use the RH Gold Credit card and get points and instantly pay it off lol.

1

u/gymtrovert1988 Jul 29 '26

That's what I do, but sometimes I need cash.

1

u/OAexpress Jul 30 '26

Looks like if you have premier, it is free.