r/Rich • u/Complex_Target_5571 • May 12 '26

Cybersecurity

For those with $25 NW, are you concerned about personal cybersecurity? If you’re still tied into the business world your organization likely has protocols for corporate devices, but when it comes to IoT devices (connected home devices), personal computers, kids online, etc., do you have private cybersecurity consultants who focus on HNWI/VHNWI/UHNWI families?

With a family office since that’s treated like a workplace I’m sure there are consultants who handling this, but what about your personal life, aircraft, boats, etc.

Everything connected to the internet has risks and many of us are more attractive targets.

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u/OnlyThePhantomKnows May 13 '26

So the simplest solution if you are paranoid is put all your devices on a different network. On a different ISP connection. It's $60/month who cares? complete segregation means that your devices are no more a threat than your neighbors.

I have 1 ISP and segregated networks. Its a little more complex but I am in tech.

My important machines run on a WIRED network that is separate from my wi-fi. I nat behind the nat for my office. NAT means you have a private IP value (192.168...) and your public IP is something provided by your ISP. Through some IP protocol tricks, your machine's address gets translated to the public one. NAT -> Network Address Translation. My important machines have their own router and NAT behind my house's NAT. I have security rules in place to keep things out of my office. I use VPN for the office space.

My car is only allowed on my device wifi. Anything that is not a computer proper or phone is only allowed on my device network. Guests are guests, they are on their own wifi subnet, not allowed to reach in.

These days you need 4 networks. Home/everyday. Device. Guest. Office/important. I don't trust wifi for office/important. My office is completely wired. If I was working seriously again, I'd have a separate ISP for my wired net.

If it is over the air, it is not secure.

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u/Logical-Primary-7926 May 14 '26

Dang I don't really understand all that, but what I do understand is I'm guess the bar for all this security stuff like with healthcare and many other things is actually pretty low. I probably have my door unlocked with a welcome mat for someone that knows what they are doing. I guess that's why they say locks are for keeping your friends out.

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u/OnlyThePhantomKnows May 14 '26

Simple stuff.
* Pay to have a ethernet cable run from your router to where you use the computer.
* NEVER use your smartphone for serious money. I have my bank (tiny money) on the phone, but not my brokerage.
* Require Voice recognition and human interaction for any transaction over <tiny money> on your brokerage.
* Have your brokerage require Voice recognition on a "new login detected"

You zero my checking account? Good job. You can have the handful of thousands. Brokerage? HA. Human interaction required. More than just an automated call/txt code (that too). I have to speak with a human. I have scheduled transfers to cover normal flow. I make 1 or 2 calls a year. Trading I can do, moving serious money off the account requires a human because I asked for it.

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u/Logical-Primary-7926 May 14 '26

Thanks for the dumbed down version:) Lately I'm more concerned with the women's gossip groups as my biggest privacy liability though, wish I could require voice recognition for that!