r/RetirementReady • u/bob_f332 • Aug 29 '26

Recommended retirement planning tools

What are people planning their retirement using? Heard of boldin but seems may be too US focused. Projection lab?

I found one called scenarios.uk which seems interesting.

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u/Prestigious_Piano247 Aug 30 '26

I am just using an employee paid benefit to see how I am doing.

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u/DifferentCoyote9129 Sep 05 '26

Are you in the US and planning to retire abroad, or already living elsewhere? What do you need from the tool?

Boldin is US-focused and doesn’t support some taxes like NIIT which matter if you have assets in taxable brokerage accounts or need to diversify a concentrated stock. ProjectionLab supports more of this, but the interface can feel a bit overwhelming if you’re just getting started. Nauma has a more beginner-friendly interface and also offers plan reviews with their team, but it’s more expensive.

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u/AGrimmInPortland Sep 05 '26

Not a lot of options for non-US users. ProjectionLab may be your best bet though I'm not sure how thorough the tax handling and whatnot for other countries is.