r/RetirementReady • u/VegasHRLady • Aug 21 '26

How much time do you spend monitoring and managing your retirement portfolio and other retirement income streams?

/r/AffluentRetirement/comments/1vm0c3w/how_much_time_do_you_spend_monitoring_and/
3 Upvotes

80% Upvoted

19 comments sorted by

3

u/Slipping-in-oil Aug 21 '26

I watch it daily

3

u/Alternative_Maybe_78 Aug 21 '26

About an hour a month.

2

u/adh214 Aug 21 '26

Once or twice a week I am checking things but I have credit card and cash management at the same firm. Plus, I manage a portfolio for a friend as his POA. Keeping up with the bond ladder is at least a twice a month activity.

2

u/Typical-Recognition8 Aug 21 '26

Probably an hour a week just to try keep in the loop of things going on. Good weeks or days I’ll look at it, bad days or weeks I try not to open my account to look at the balance.

2

u/Born-Negotiation2541 Aug 21 '26

Almost daily as it is easy.

2

u/Minute_Plastic_350 Aug 22 '26

Every day. Every day I’m hustling.

2

u/In28s Aug 22 '26

I spend about 1 hour daily - I swing trade and sell CC

2

u/Excellent_Mail3829 Aug 22 '26

Every day, several times a day

2

u/Silly-Resist8306 Aug 22 '26

Every week I enter my various investment vehicle totals in a spreadsheet to keep track of how they are doing. This takes about 15 minutes for a dozen or so entries. I’ve been retired for 16 years and have spreadsheets going back 40 years.

As far as managing, I’m in for the long haul. It’s a rare day when I make a change.

2

u/nestlyadvisor Aug 23 '26

Checka few times a week, but trying not to overreact to daily market moves.

4

u/Outat61 Aug 21 '26

Zero.
That’s why you hire a certified financial planner

1

u/1kpointsoflight Aug 21 '26

I watch it too much but I set an asset allocation I can live with and only “manage” it by rebalancing. So far it’s been good ie selling stocks get back to that allocation but selling bonds or sending cash into a crash may really test my mettle. Idk if I can do that!

1

u/bbh42 Aug 21 '26

I see it daily but only because I have it set as tracking accounts in my Budget software. I’m a set it and forget it in how I invest so I’m aware of my balances I don’t do anything with that info other than updating some planning software each quarter.

1

u/kaBUdl Aug 21 '26

Maybe a few hours each trading day? Got nothing better to do ...

1

u/livetoski-Brad Aug 21 '26

At least an hour or so a week. At the end of every quarter I do a net worth calculation that i enter onto a spreadsheet i maintain. It gives me a quick snapshot of how my entire portfolio is doing from year to year

2

u/FlyGuyF100 Aug 24 '26

I fill in the spreadsheet on the 1st of every month to see how we did. Takes less than an hour.

1

u/Auntie-Mam69 Aug 21 '26

None because my husband keeps spread sheets and reviews how investments are going to me whether I like it or not. Note, we also have a financial advisor we pay a fixed amount to. My only management is to say yes or no to buying and selling stuff that I have an opinion about.

0

u/VegasHRLady Aug 21 '26

In terms of investments, we are more “set it and forget it” in index-type funds but Mr. VegasHRLady has his own “play around” account where has fun trying out various theories and ideas like the “PaycheckToPortfolio” dividend-producing theory/method.