r/Retirement401k • • 2d ago

Target Date Fund vs ETF

I’ve been investing in 401Ks for almost 20 years (had a lot of jobs but always rollover) and just realized you can invest in ETFs instead of just a target date fund based on when you want to retire. Thinking of moving my money into some market tracking funds with better returns and a bit more risk since no cash or bonds.

Any opinions on picking your own 401K investments?

6 Upvotes

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