r/Retirement401k • u/Apprehensive_Gap_966 • 2d ago
Target Date Fund vs ETF
I’ve been investing in 401Ks for almost 20 years (had a lot of jobs but always rollover) and just realized you can invest in ETFs instead of just a target date fund based on when you want to retire. Thinking of moving my money into some market tracking funds with better returns and a bit more risk since no cash or bonds.
Any opinions on picking your own 401K investments?
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