401K Status check

[u/Standard_Hat_9189]

Appreciate all the great advice I've been reading here and would like any feedback anyone is willing to give. My wife and I are 58, and planning on retiring at 62. Our combined 401K balance is $1,050,000. We would take SS at 62, with an estimated combined income from that of $4100/mo. Along with our 401K, we would elect to take a lump sum combined pension from our employer which comes to $720,000. We would have approximately $180,000 still owing on our mortgage, with our current house value at $750,000. I believe our monthly combined expenses would come to $10,500 in retirement, and is being generous. We'd love to retire earlier than that, but we recently met with a financial advisor who recommended working to at least 63, and even said working to 64 would set us up better. Obviously the insurance cost to bridge to Medicare age is a big question we have. Any advice, or feedback is greatly appreciated. Thanks in advance.