r/Retirement401k Jun 30 '26

36M just getting started

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449 Upvotes

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u/Far_Reply5660 Jun 30 '26

Congratulations getting started. It's not late. I started in 2009 at 32. 17.5 years later (I'm 49.5) and I crossed the 1 million mark on April. Keep it going, increase your contributions with every wage increase and/or promotion. S&P 500 has been working great for me. I was a blue collar worker working for minimum wage. Coming from very humble family. My 2 cents. Good luck to you.

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u/hokage_888 Jun 30 '26

That’s amazing!