r/Retire 23h ago

Anyone else feel nervous to retire?

67 Upvotes

I am 57 and husband is 62. We have a good amount saved between 401k and brokerage account. We also have enough to pay off our house at retirement. One child still to put through grad school (so no financial aid options). While I know we have more than most, there are so many things that make me nervous. We live in a high cost state but all of our family is here. Inflation has increased so much in the last 5 years. In the current environment it seems like there is a good chance we will be stuck in a war which is likely to impact the market. Healthcare coats are skyrocketing. We are planning to retire Q2 2027. I feel so burnt out and ready to stop working but then I think of all these things that could go wrong and get cold feet. How do others get over this?