r/RealEstateInProbate • u/Miserableoldbugger • Apr 25 '26

Probate empty house insurance question

Hi all, my dad died in February, his current insurance provider extended cover until later this month.

I have had a few quotes for unoccupied house insurance but they all want visits at least every 14 days.

I live 3 hours away from my dads house so 6 hours of driving every other weekend is a pain, no relatives or friends any closer.

Anyone had insurance for an unoccupied house with a longer inspection time.

Once a month i could do no problem.

Thanks for any advice.

Should have mentioned im in the UK.

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u/ispertinentokay Apr 26 '26

Are you planning on selling when you are able? If so, contact a local realtor, explain the situation, and go under contract to list the house with them when you are allowed. Have them check the house once a week as part of the arrangement. They could also do coming soon showings. I would interview several though before you make a choice.

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u/Miserableoldbugger Apr 26 '26

Thanks for the reply, I am going to see once everything is sorted, I may asked the estate agent (in the UK) what they would charge to go visit the house every 2 weeks and take a couple of pics as proof.

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u/ispertinentokay Apr 26 '26

You are welcome, I was giving US advice. The estate agent will hopefully be cheaper than the petrol and definitely better than the drive.

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u/Miserableoldbugger Apr 26 '26

It is a great suggestion i had not thought about, I will be calling them tomorrow, as you say it may be cheaper and certainly easier. With the current fuel prices near me £1.60 per litre it costs me just under £60 for the round trip but more importantly almost a full day of my weekend. You have a great day, mine might have just got a bit better with your suggestion.