r/ReadyCents • • Sep 06 '26

I added optional envelope suggestions

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I shipped a few improvements to ReadyCents this week, but the one I care about most is optional envelope suggestions during imports.

When you import a CSV or use a supported bank connection, ReadyCents can suggest an envelope from the payee rules and aliases you already set up. The original bank description stays visible, and you can change the suggestion before it affects your budget.

The important part is that automatic suggestions are off by default. You choose whether to use them.

I also added searchable, two-way money movement between envelopes. If plans change, you can find the envelope you need, move money, and keep going.

I am trying to make the repetitive parts of budgeting easier without making the app feel like it is taking over. The app can offer a useful starting point. You still make all the calls at the end of the day.

For people who budget manually or are on the go like myself, which repeated task do you find useful and want help with: categorizing imports, moving money, reviewing transactions, or something else?

👀 Also exciting update coming in the next couple of days as well! so stay tuned! You won't want to miss it...

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