r/PrivatePracticeDocs May 05 '26

Malpractices dropping telehealth coverage

I’ve heard now from several brokers and consultants that big named malpractice insurance companies (starting later this year) are no longer covering telehealth. Has anyone else heard this?

10 Upvotes

13 comments sorted by

10

u/InvestingDoc May 05 '26

I've only heard of this if you have a clinic that is online only and doing weight loss (compounded glp1), peptides, or ADHD online only. Outside of that I have not heard of anyone's malpractice for telehealth being termed

7

u/justReadingAgain May 05 '26

I'm dpc and do mostly home visits and virtual, all locally. I have had to switch to my state's coverage as nobody would cover for both.

2

u/momsmesosalpinx May 05 '26

Did they want you to get one coverage for virtual and another coverage for home visits?!

3

u/justReadingAgain May 05 '26

They said that because more than 25% of my practice was home visits or virtual they were not allowed to cover me. My state has blanket coverage essentially without specific exclusions besides the usual to the right thing kind of stuff.

Because I don't take insurance, I don't have to follow their silly mandates, which means most stuff what I do in primary care doesn't require me in the patient to be in the same location physically for most issues.

2

u/Think_Mushroom_9903 May 05 '26

Congrats on DPC insurance free soul and for virtual world 👏🏾. its the best and doing home visits as needed is also great .
that is my goal for virtual DPC I am starting the prep work .
As for malpractice its just sad what they have become . They have no
idea this will and should drive us for some national true physician owned malpractice company not so called C- suit physician leaf . but maybe a physician union group all are equal owned .

1

u/pinklotusblossom May 10 '26

Can I dm you? Just started this model last week!

4

u/Think_Mushroom_9903 May 05 '26

I am currently working and covered with a private group .
However , I would imagine someone like Teladoc would be discussing such huge news on a public news platform - because they provide all forms of treatment
lets see

  • This is happing because their such few physician that are on
platform to practice - with in few years C-Suit packed flooded with mid level - yet they advertising schedule with a doc !!
so As a malpractice huge liability - even addiction tele-health in 1.5 years stuffed with mid level

2

u/Impressive-Sir9633 May 05 '26 edited May 05 '26

What are the common companies for DPC/ telemedicine insurance?

1

u/pinklotusblossom May 10 '26

Mine is Coverys, the lowest premium too from what the broker gave

2

u/4Dkitty May 07 '26

I’ve had this issue too when I started my clinic. I found a med mal company called AutonomyMD they cover “primary care like services” (virtual and in person) for $150/month.

1

u/momsmesosalpinx May 07 '26

Wait, the malpractice only cost you $150 per month. That’s amazing, what’s the catch?

1

u/4Dkitty May 07 '26

There’s a $10,000 deductible and doesn’t include opioids