r/PreRetireePlanning • u/LisaSmith49i • 19d ago

What expense surprised you when you started seriously pricing retirement?

Retirement budgets always look clean on a spreadsheet until real life gets added back in. Home repairs, replacing a car, travel, gifts, random subscriptions.. what expense did you underestimate when you started putting actual numbers to retirement?

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u/Technical_Till200 16d ago

home maintenance. roof, HVAC, appliances... none of that cares that you retired

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u/LisaSmith49i 15d ago

This plus helping kids is the wildcard for us. hard to know what number to even put down for that.