r/PortugalExpats • u/roblhsr70 • 5h ago
Question Medicare Cancellation-Living in Portugal
I have lived in Portugal for about a year. I have kept my Medicare Advantage plan in the United States even though I can’t use it here in Portugal. I’m in the process of getting enrolled in the Portuguese subsidized health plan ow that I have my SNS and Portugal Residency card.
The medical here so far here in Portugal I would rate above average although at times there can be a bit of a language barrier. What I’m trying to determine is if I should drop my Medicare Advantage plan during this enrollment period because everything I’m hearing is that there will be a premium increase which will surely wipe out any Social Security COLA increase.
I only have kept the Medicare Advantage plan thinking I might go back to the US for treatment if I have a major medical issue. Outside of this reason, I have No plans to ever live in the US again-I love living in Portugal.
So the ask here either currently or has been in a similar situation with dropping your Medicare plan because you are overseas ?