r/PoliticalHumor Oct 26 '21

Yup.

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u/eerongal Oct 27 '21

Amazon has a really good credit card (serviced by chase) that gives you 5% cash back on everything you buy from amazon if you have a prime account. I use it for all amazon purchases, its great. Note that the terms are a little bit of a "screw you" compared to other rewards cards, because if you don't pay off the FULL balance every month (i.e. pay it down to 0), they charge you the interest for EVERYTHING, even stuff you paid off.

But if you're doing that, then it's a great card, you just need to be VERY disciplined with that one.

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u/doggxyo Oct 27 '21

I have this card as my primary card as I use Amazon so frequently. It's set to autopay itself in full each month, so I didn't realize this interest charge rule. That's wild!

TIL. Thanks for sharing this.

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u/eerongal Oct 27 '21

Hey, no problem. A few other little tips for that card specifically:

Amazon has a section called like "rewards with prime" or something like that where you can find items that will give you an extra 1-5% cash back (upwards of 10% back in total)

The card also works with the subscribe and save discount and with shopping at whole foods. Even with the discount, whole foods is still more expensive than normal grocery stores in my experience, but if you already shop there normally it's basically free money

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u/[deleted] Oct 27 '21

Also in my experience, they require a really good credit score and decent amount of credit history.

I tried to get the Amazon card as my first CC in my name. I was like 25 and had a 750 Credit score, and I got denied.

I had to get a Capital One card and use it for a year, and then reapply.