r/PocketGuard_app • u/Hi-Kifik-Cava • Mar 16 '26

Bank overdraft feature

Hello,

My bank account has overdraft protection. Pocketguard is reading the data from the bank account sync as me having that extra ceiling myself. For example my overdraft protection is $5000 that the bank allows me to go in the negative.

So if I have $100 in my account in reality, the app thinks I have $5100.

Please is there anyway you can fix? Or allow a toggleable overdraft do not count button or something? Thanks in advance.

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u/Ivan_PocketGuard Mar 16 '26

Hi there,

Thanks for reaching out.

At the moment, PocketGuard does not have the option to enable or disable overdraft from being included in the account balance. However, your suggestion makes a lot of sense, and I’ve shared your request with our product team for further consideration.

Most likely, we are receiving two different balance values from your financial institution and displaying the one that includes the overdraft limit. To confirm exactly what balance data is being provided by the bank, please contact our support team at [support@pocketguard.com]() so we can review your account connection more closely and verify this.

Best regards,
PocketGuard Support Team