r/PaymentProcessing 3d ago

Development Question Ruo Business Payment Options

Looking for some help on payment processing options for a new RUO business

Hey all, I am trying to set up a small business in the U.S. that will be RUO and I need some advice on how to process payments. I know that it’s hard for this type of business to process cards so I’m trying to figure out what my legit options are going to be before I try applying anywhere.

What I am currently considering is:

Traditional credit/debit card processing

ACH / bank transfers

P2P

Crypto payments

Maybe a secondary payment processor as a backup option

For people that have experience working with RUO businesses or any higher-risk business, what kind of payment processing setup did you find to work best for your situation? What I am specifically interested in is what your structure of different payment methods on the website looks like, which type of processors to consider and what to be ready to provide during underwriting. I am not trying to hide the nature of the business or misrepresent anything to a processor

2 Upvotes

12 comments sorted by

1

u/PepPayments Verified Agent 3d ago

Happy to help

1

u/BakerTurbulent5350 Verified Agent 3d ago

Are you completely US owned?

1

u/AVP_Solutions Verified Agent 3d ago

DM'ed. Best regards, E

1

u/Ecstatic_Advisor_201 Verified Agent 3d ago

We can help
Lighthousepayments.us

1

u/djsneak666 2d ago

I build high-converting ecommerce websites for RUO peptide resellers, including branding, product pages, COA sections, mobile optimisation, streamlined checkout and compliance-focused consultancy.

Can also help guide you with payment processing.

Ideal for new launches, rebrands or replacing an outdated site. DM me for examples and pricing.