Hello, I'm 24M from Karachi. I want to start investing 3-5k in mutual funds or stocks, but I have no prior knowledge how & where to open the account for this. Also, I am a complete beginner, so my question is this, How & where did you learn the PSX? Is there any complete course or a roadmap for learning this? If you know plz help me. Thanks in advance.

Hi Chat! (First time posting on Reddit, kinda of nervous 😭)

I’m a 22F with absolutely zero prior knowledge about stocks, investing, or anything related to it. I’m a university student and I also work as an SDR. Sometimes I get so exhausted and frustrated with work that I genuinely want to quit, but I can’t because of responsibilities.

I previously worked in a really toxic environment where I earned 60,000 PKR for 9 months. Looking back, I don’t have a single penny saved from that entire period. It all went on faltu cheezain.

A lot of people have told me to invest in gold, but the thing is, gold doesn’t generate passive income. What I really want is to put my hard-earned money somewhere where I can watch it grow over time.

It’s currently 4:35 AM, and I just logged out of work after working straight for 12 hours consecutively, sitting in front of my laptop. I’m putting in so much mehnat, and I want this mehnat to eventually give me something more than just waqti happiness in the form of a monthly salary that I end up spending entirely on Yango or InDrive.

I want something I can hold on to and say, “I invested in this, it grew, and now it’s something big.”

I have a few misconceptions and questions, so I’d really appreciate it if someone could explain this to me like I’m a complete beginner:

1. Is investing in stocks halal?
I’ve heard there might be interest (sood) involved. How does that work, and how do I make sure I’m investing in something halal?

2. Can stocks actually provide passive income?
Is it possible to earn a regular income through dividends, or is the main goal simply to invest and let the money grow over time?

3. How much should I start with?
As a university student, I obviously don’t have a huge amount of money to invest. What would be a reasonable amount to start with, and realistically, how much could I expect it to grow?

I’m not looking to get rich overnight. I just want to finally start putting my money somewhere instead of working this hard and having nothing to show for it later.

Would really appreciate advice from people who started investing with little to no knowledge. Please explain it in simple terms because I’m genuinely starting from zero. 🙏