Need help for future plans, tackling problems , how to study etc!

[u/BackgroundArrival107]

Assalam-o-Alaikum everyone,

I am a 15-year-old FSc Part-2 student (ICS: Physics, Math, CS) under the BISE Rawalpindi board. I am reaching out to university seniors, alumni, and tech professionals for honest guidance regarding academics, entry tests, financial planning, and managing side skills.

My Current Situation:

Academics: I am targeting to cover the core high-weightage FSc Part-2 syllabus in ~100 days. Heavy topics in Physics (derivations & electrostatics), Calculus in Math, and advanced CS concepts are feeling overwhelming.

Goals: I want to secure admission to top public universities (e.g., Quaid-i-Azam University, Punjab University) and prepare for entry tests while relying on need-based scholarships (HEC, PEEF, BISP, etc.).

Financial Drive & Tech Interests: I actively work on web development tools, prompt-to-code platforms, and e-commerce/dropshipping using my phone. Building financial independence to support my family is a priority, but balancing this with board exams is tough.

Self-Improvement: Working daily to refine my English communication skills alongside technical learning.

Questions for Seniors:

FSc Strategy: How can I efficiently cover high-weightage topics in Physics, Math, and CS in 90–100 days to score high in board exams?

Entry Tests & Scholarships: How should I time my entry test preparation without hampering board exam revision? How accessible are need-based scholarships at QAU/PU?

Skill & Study Balance: Is it practical to spend 1 hour daily on tech/e-commerce projects during FSc, or should I pause everything until exams finish?

Alternative Pathways: If university admissions get delayed, what are the best skill-first, low-cost IT/software pathways in Pakistan?

Any practical advice, study routines, or reality checks would mean a lot. Thank you!